When sending test email in Toad's Email Settings under View | Options | Email Settings, a message of incomplete information is given"
"Toad Email settings have not been completely configured."
The following fields must have values: SMTP Server, Port, From Address, and at least one of the following: To, CC, or BCC Address.
Go to View | Options | Email Settings to complete email settings."
But in checking View | Options, all the noted fields have been completed.
The User Name field under Global Settings may have been left out.
The name is not required by SMTP, though it is required with Toad.
Include a User Name in the configuration.
An enhancement request has been submitted to Development for consideration in future release of Toad for Oracle.